Terms of Service

These Terms of Service govern your use of Startiva's website and services. By accessing or using our services, you agree to be bound by these terms.

Acceptance of Terms

By accessing and using the Startiva website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service. These terms apply to all visitors, users, and others who access or use our services.

About Startiva

Startiva LLC is a financial consulting company registered in Ireland with registration number HBR304401, located at Pearse Street 74, Dublin, D42 8727, Leinster, Ireland. We provide financial consulting services, money-saving strategies, and frugal living guidance to individuals and families.

Services Description

Startiva provides financial consulting services including but not limited to budget planning, debt reduction strategies, personal financial consulting, financial education workshops, and money-saving guidance. Our services are designed to help clients improve their financial situation through practical and actionable strategies.

User Obligations

As a user of our services, you agree to provide accurate and complete information when requested, maintain the confidentiality of any account credentials, use our services only for lawful purposes and in accordance with these terms, and not interfere with or disrupt our services or servers.

You also agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of our services without express written permission from Startiva.

Financial Advice Disclaimer

The information and advice provided by Startiva are for educational and informational purposes. While we strive to provide accurate and helpful guidance, all financial decisions remain your responsibility. We recommend consulting with qualified financial professionals for complex financial situations. Past performance does not guarantee future results.

Payment Terms

Payment for services is due as specified in your service agreement. We accept various payment methods as indicated during the booking process. Refunds are provided according to our refund policy, which will be communicated at the time of service purchase. Late payments may result in service suspension.

Intellectual Property

The content, organization, graphics, design, compilation, magnetic translation, digital conversion, and other matters related to Startiva's website and services are protected under applicable copyrights, trademarks, and other proprietary rights. All content on this site is the property of Startiva or its content suppliers and is protected by international copyright laws.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these terms by reference. By using our services, you consent to the collection and use of your information as outlined in our Privacy Policy.

Limitation of Liability

To the fullest extent permitted by applicable law, Startiva shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of our services. Our total liability shall not exceed the amount paid by you for the specific service giving rise to the claim.

Indemnification

You agree to defend, indemnify, and hold harmless Startiva and its officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising out of or relating to your violation of these terms or your use of our services.

Governing Law

These Terms of Service shall be interpreted and governed by the laws of Ireland. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Ireland. If any provision of these terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these terms. Upon termination, your right to use our services will cease immediately. You may also terminate your use of our services at any time by discontinuing use of our website and services.

Changes to Terms

We reserve the right to modify or replace these terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. Your continued use of our services after any such changes constitutes your acceptance of the new terms.

Force Majeure

Startiva shall not be liable for any failure or delay in performance under these terms which is due to fire, flood, earthquake, elements of nature or acts of God, acts of war, terrorism, riots, civil disorders, rebellions or revolutions, or any other cause beyond our reasonable control.

Severability

If any provision of these terms is held to be invalid or unenforceable by a court, the remaining provisions of these terms will remain in effect. These terms constitute the entire agreement between us regarding our services and supersede and replace any prior agreements we might have between us regarding the services.

Contact Information

If you have any questions about these Terms of Service, please contact us:

We will respond to your inquiries regarding these terms within a reasonable timeframe during our business hours.